/* ===========================================================
   NIKSA · Cotizador — estilos frontend v1.1.0 · carga forzada
   Línea visual Niksa: futurista, limpio, responsive.
   =========================================================== */
.niksa-cotiza{
  --azul:#003595;
  --azul2:#5282FF;
  --lima:#CDDE00;
  --magenta:#CE009F;
  --fondo:#E8E7E4;
  --card:#F7F7F4;
  --tinta:#003595;
  position:relative;
  isolation:isolate;
  overflow:hidden;
  padding:72px 22px 46px;
  background:
    radial-gradient(circle at 12% 10%, rgba(82,130,255,.16) 0%, rgba(82,130,255,0) 28%),
    radial-gradient(circle at 88% 14%, rgba(206,0,159,.12) 0%, rgba(206,0,159,0) 26%),
    radial-gradient(circle at 44% 96%, rgba(205,222,0,.12) 0%, rgba(205,222,0,0) 28%),
    var(--fondo);
  background-size:180% 180%,170% 170%,160% 160%,auto;
  animation:nkCotAurora 24s ease-in-out infinite;
  font-family:'Barlow',-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--tinta);
  line-height:1.5;
  border-radius:34px;
}

.niksa-cotiza *{box-sizing:border-box;}
.niksa-cotiza a{text-decoration:none;}

@keyframes nkCotAurora{
  0%{background-position:0% 50%,100% 50%,50% 0%,0 0;}
  50%{background-position:100% 50%,0% 50%,50% 100%,0 0;}
  100%{background-position:0% 50%,100% 50%,50% 0%,0 0;}
}

@keyframes nkCotFloat{
  0%,100%{transform:translate3d(0,0,0) scale(1);}
  50%{transform:translate3d(18px,-18px,0) scale(1.05);}
}

.niksa-cotiza .blob{
  position:absolute;
  border-radius:999px;
  filter:blur(74px);
  z-index:0;
  pointer-events:none;
  opacity:.28;
}
.niksa-cotiza .b1{
  width:360px;
  height:360px;
  background:var(--azul2);
  top:-120px;
  right:-90px;
  animation:nkCotFloat 15s ease-in-out infinite;
}
.niksa-cotiza .b2{
  width:320px;
  height:320px;
  background:var(--magenta);
  bottom:-120px;
  left:-90px;
  animation:nkCotFloat 17s ease-in-out infinite reverse;
}

.niksa-cotiza .wrap{
  position:relative;
  z-index:1;
  max-width:1180px;
  margin:0 auto;
}

/* Encabezado */
.niksa-cotiza .pill{
  display:inline-flex;
  align-items:center;
  gap:9px;
  padding:9px 14px;
  border-radius:999px;
  background:rgba(247,247,244,.74);
  border:1px solid rgba(0,53,149,.10);
  color:var(--magenta);
  box-shadow:0 10px 28px rgba(0,53,149,.08);
  backdrop-filter:blur(10px);
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:11px;
  letter-spacing:.08em;
  text-transform:uppercase;
}
.niksa-cotiza .pill::before{
  content:"";
  width:9px;
  height:9px;
  border-radius:999px;
  background:var(--lima);
  box-shadow:0 0 18px rgba(205,222,0,.60);
}

.niksa-cotiza h1{
  max-width:880px;
  margin:18px 0 12px;
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:clamp(38px,6vw,72px);
  line-height:1.03;
  letter-spacing:-.055em;
  text-transform:uppercase;
  background:linear-gradient(90deg,var(--azul),var(--azul2),var(--magenta));
  -webkit-background-clip:text;
  background-clip:text;
  color:transparent;
}
.niksa-cotiza h1 .mark{
  background:linear-gradient(90deg,var(--azul),var(--azul2),var(--magenta));
  -webkit-background-clip:text;
  background-clip:text;
  color:transparent;
}
.niksa-cotiza .sub{
  max-width:720px;
  color:var(--azul);
  font-size:clamp(17px,1.8vw,21px);
  line-height:1.45;
  margin:0 0 34px;
}

/* Bloques */
.niksa-cotiza .step{
  position:relative;
  overflow:hidden;
  margin:0 0 24px;
  padding:28px;
  border-radius:30px;
  background:rgba(247,247,244,.82);
  border:1px solid rgba(0,53,149,.10);
  box-shadow:0 20px 58px rgba(0,53,149,.09);
  backdrop-filter:blur(12px);
}
.niksa-cotiza .step::before{
  content:"";
  position:absolute;
  width:230px;
  height:230px;
  right:-115px;
  top:-125px;
  border-radius:999px;
  background:radial-gradient(circle,rgba(82,130,255,.16),rgba(82,130,255,0) 70%);
  pointer-events:none;
}
.niksa-cotiza .step > *{position:relative;z-index:1;}

.niksa-cotiza h2{
  display:flex;
  align-items:center;
  gap:10px;
  margin:0 0 18px;
  color:var(--azul);
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:clamp(20px,2.4vw,28px);
  letter-spacing:-.035em;
  text-transform:uppercase;
}
.niksa-cotiza h2::before{
  content:"";
  width:10px;
  height:10px;
  border-radius:999px;
  background:var(--lima);
  box-shadow:0 0 18px rgba(205,222,0,.56);
  flex:0 0 auto;
}

/* Tarjetas de servicio */
.niksa-cotiza .servicios{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(235px,1fr));
  gap:16px;
}
.niksa-cotiza .serv{
  position:relative;
  overflow:hidden;
  min-height:230px;
  background:rgba(247,247,244,.90);
  border:1px solid rgba(0,53,149,.10);
  border-radius:26px;
  padding:24px;
  cursor:pointer;
  transition:transform .24s ease, box-shadow .28s ease, background .24s ease, border-color .24s ease;
  box-shadow:0 12px 34px rgba(0,53,149,.07);
}
.niksa-cotiza .serv::before{
  content:"";
  position:absolute;
  width:160px;
  height:160px;
  right:-90px;
  top:-90px;
  border-radius:999px;
  background:linear-gradient(135deg,rgba(82,130,255,.28),rgba(206,0,159,.16));
  filter:blur(26px);
  opacity:.75;
  transition:transform .28s ease, opacity .28s ease;
}
.niksa-cotiza .serv:hover{
  transform:translateY(-9px) scale(1.01);
  background:rgba(247,247,244,.98);
  box-shadow:0 26px 64px rgba(0,53,149,.14),0 0 28px rgba(82,130,255,.10);
}
.niksa-cotiza .serv:hover::before{transform:scale(1.18);opacity:.95;}
.niksa-cotiza .serv.sel{
  border-color:rgba(0,53,149,.40);
  background:linear-gradient(135deg,rgba(0,53,149,.96),rgba(82,130,255,.88));
  box-shadow:0 30px 74px rgba(0,53,149,.22),0 0 32px rgba(82,130,255,.16);
  color:var(--card);
}
.niksa-cotiza .serv.sel::before{
  background:radial-gradient(circle,rgba(205,222,0,.32),rgba(205,222,0,0) 70%);
}
.niksa-cotiza .serv .tag{
  position:relative;
  z-index:1;
  display:inline-flex;
  align-items:center;
  padding:7px 11px;
  border-radius:999px;
  margin-bottom:18px;
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:10px;
  letter-spacing:.06em;
  text-transform:uppercase;
  border:1px solid rgba(0,53,149,.08);
}
.niksa-cotiza .serv.sel .tag{
  background:rgba(247,247,244,.14) !important;
  border-color:rgba(247,247,244,.16);
  color:var(--card) !important;
}
.niksa-cotiza .serv .nom{
  position:relative;
  z-index:1;
  margin:0 0 8px;
  color:var(--azul);
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:clamp(22px,2.4vw,30px);
  line-height:1.04;
  letter-spacing:-.045em;
  text-transform:uppercase;
}
.niksa-cotiza .serv.sel .nom{color:var(--card);}
.niksa-cotiza .serv .desde{
  position:relative;
  z-index:1;
  margin:0 0 12px;
  color:rgba(0,53,149,.74);
  font-size:15px;
  font-weight:600;
}
.niksa-cotiza .serv.sel .desde{color:rgba(247,247,244,.82);}
.niksa-cotiza .serv .desde b{
  color:var(--azul);
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:22px;
  letter-spacing:-.035em;
}
.niksa-cotiza .serv.sel .desde b{color:var(--lima);}
.niksa-cotiza .serv .desc{
  position:relative;
  z-index:1;
  margin:0;
  color:rgba(0,53,149,.74);
  font-size:14.5px;
  line-height:1.35;
}
.niksa-cotiza .serv.sel .desc{color:rgba(247,247,244,.84);}

/* Funciones */
.niksa-cotiza .niksa-paso2{
  animation:nkCotReveal .35s ease both;
}
@keyframes nkCotReveal{
  from{opacity:0;transform:translateY(12px);}
  to{opacity:1;transform:translateY(0);}
}
.niksa-cotiza .addons{
  display:grid;
  gap:10px;
  background:transparent;
  border-radius:0;
  padding:0;
}
.niksa-cotiza .grupo-tit{
  display:inline-flex;
  align-items:center;
  gap:8px;
  color:var(--magenta);
  margin:18px 0 2px;
  font-family:'Poppins',sans-serif;
  font-size:11px;
  font-weight:800;
  letter-spacing:.07em;
  text-transform:uppercase;
}
.niksa-cotiza .grupo-tit:first-child{margin-top:0;}
.niksa-cotiza .addon{
  display:grid;
  grid-template-columns:auto 1fr auto;
  align-items:center;
  gap:13px;
  padding:14px 16px;
  border:1px solid rgba(0,53,149,.10);
  border-radius:18px;
  background:rgba(247,247,244,.88);
  color:var(--azul);
  box-shadow:0 10px 28px rgba(0,53,149,.06);
  cursor:pointer;
  transition:transform .20s ease, background .20s ease, box-shadow .24s ease, border-color .22s ease;
}
.niksa-cotiza .addon:hover{
  transform:translateY(-4px);
  background:rgba(247,247,244,.98);
  box-shadow:0 18px 40px rgba(0,53,149,.11);
  border-color:rgba(82,130,255,.24);
}
.niksa-cotiza .addon input{
  width:22px;
  height:22px;
  accent-color:var(--azul);
  flex:0 0 auto;
  cursor:pointer;
}
.niksa-cotiza .addon:has(input:checked){
  background:rgba(82,130,255,.12);
  border-color:rgba(0,53,149,.30);
}
.niksa-cotiza .addon .a-nom{
  flex:1;
  color:var(--azul);
  font-size:15.5px;
  line-height:1.25;
}
.niksa-cotiza .addon .a-pre{
  color:var(--azul);
  white-space:nowrap;
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:14px;
}

/* Resumen */
.niksa-cotiza .resumen{
  position:relative;
  overflow:hidden;
  background:linear-gradient(135deg,rgba(0,53,149,.96),rgba(82,130,255,.88));
  border:1px solid rgba(247,247,244,.16);
  border-radius:30px;
  padding:30px;
  box-shadow:0 28px 80px rgba(0,53,149,.22);
  color:var(--card);
  animation:nkCotReveal .35s ease both;
}
.niksa-cotiza .resumen::before,
.niksa-cotiza .resumen::after{
  content:"";
  position:absolute;
  border-radius:999px;
  filter:blur(62px);
  opacity:.22;
  pointer-events:none;
}
.niksa-cotiza .resumen::before{
  width:250px;
  height:250px;
  left:-90px;
  bottom:-90px;
  background:var(--lima);
}
.niksa-cotiza .resumen::after{
  width:230px;
  height:230px;
  right:-80px;
  top:-90px;
  background:var(--magenta);
}
.niksa-cotiza .resumen > *{position:relative;z-index:1;}
.niksa-cotiza .resumen h2{
  color:var(--card);
}
.niksa-cotiza .resumen h2::before{background:var(--lima);}
.niksa-cotiza .linea{
  display:flex;
  justify-content:space-between;
  gap:18px;
  padding:10px 0;
  color:rgba(247,247,244,.84);
  font-size:16px;
  border-bottom:1px solid rgba(247,247,244,.10);
}
.niksa-cotiza .linea span:last-child{
  font-family:'Poppins',sans-serif;
  font-weight:800;
  color:var(--card);
}
.niksa-cotiza .linea.total{
  border-top:0;
  border-bottom:0;
  margin-top:10px;
  padding:18px 0 8px;
  font-size:22px;
  color:var(--card);
  font-family:'Poppins',sans-serif;
  font-weight:800;
  text-transform:uppercase;
  letter-spacing:-.035em;
}
.niksa-cotiza .linea.total span:last-child{
  color:var(--lima);
  font-size:clamp(26px,4vw,40px);
  line-height:1;
}
.niksa-cotiza .niksa-periodo{
  color:rgba(247,247,244,.78) !important;
}
.niksa-cotiza .nota{
  margin:16px 0 20px;
  padding:14px 16px;
  border-radius:18px;
  background:rgba(247,247,244,.11);
  border:1px solid rgba(247,247,244,.12);
  color:rgba(247,247,244,.82);
  font-size:14px;
  line-height:1.45;
}
.niksa-cotiza .btn{
  display:flex;
  align-items:center;
  justify-content:center;
  text-align:center;
  width:100%;
  background:var(--lima);
  color:var(--azul);
  text-decoration:none;
  font-family:'Poppins',sans-serif;
  font-weight:800;
  font-size:14px;
  text-transform:uppercase;
  letter-spacing:.035em;
  padding:17px 20px;
  border-radius:16px;
  box-shadow:0 18px 42px rgba(0,53,149,.14),0 0 24px rgba(205,222,0,.24);
  transition:transform .22s ease, box-shadow .26s ease;
}
.niksa-cotiza .btn:hover{
  transform:translateY(-4px) scale(1.01);
  box-shadow:0 24px 56px rgba(0,53,149,.18),0 0 34px rgba(205,222,0,.34);
}

/* Pie interno */
.niksa-cotiza .foot{
  margin-top:24px;
  text-align:center;
  color:rgba(0,53,149,.72);
  font-size:13px;
  line-height:1.6;
}
.niksa-cotiza .foot a{
  color:var(--azul);
  font-weight:600;
  text-decoration:none;
}
.niksa-cotiza .foot a:hover{color:var(--magenta);}

@media (max-width:900px){
  .niksa-cotiza{padding:54px 18px 36px;border-radius:28px;}
  .niksa-cotiza .step,.niksa-cotiza .resumen{padding:24px;border-radius:26px;}
  .niksa-cotiza .servicios{grid-template-columns:1fr;}
  .niksa-cotiza h1{font-size:clamp(36px,10vw,56px);}
}

@media (max-width:600px){
  .niksa-cotiza{padding:44px 14px 30px;border-radius:24px;}
  .niksa-cotiza .step,.niksa-cotiza .resumen{padding:20px;border-radius:22px;}
  .niksa-cotiza .addon{grid-template-columns:auto 1fr;}
  .niksa-cotiza .addon .a-pre{grid-column:2;justify-self:start;}
  .niksa-cotiza .linea.total{align-items:flex-start;flex-direction:column;gap:6px;}
}

@media (prefers-reduced-motion:reduce){
  .niksa-cotiza,
  .niksa-cotiza .blob{
    animation:none !important;
  }
  .niksa-cotiza *{transition:none !important;}
}

/* ===========================================================
   Categorías (acordeón expansible) — v1.1.0
   =========================================================== */
.niksa-cotiza .niksa-cats-hint{
  margin:-4px 0 18px;
  color:rgba(0,53,149,.60);
  font-size:14px;
  font-weight:600;
}
.niksa-cotiza .niksa-cats{
  display:flex;
  flex-direction:column;
  gap:14px;
}

.niksa-cotiza .niksa-cat{
  border:1px solid rgba(0,53,149,.10);
  border-radius:24px;
  background:rgba(247,247,244,.74);
  box-shadow:0 12px 30px rgba(0,53,149,.06);
  backdrop-filter:blur(10px);
  overflow:hidden;
  transition:box-shadow .26s ease, border-color .26s ease;
}
.niksa-cotiza .niksa-cat.open{
  border-color:rgba(0,53,149,.24);
  box-shadow:0 22px 54px rgba(0,53,149,.13);
}

.niksa-cotiza .niksa-cat-head{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  width:100%;
  cursor:pointer;
  padding:21px 24px;
  background:transparent;
  border:0;
  text-align:left;
  font-family:'Poppins',sans-serif;
  color:var(--azul);
  transition:background .2s ease;
}
.niksa-cotiza .niksa-cat-head:hover{ background:rgba(82,130,255,.07); }
.niksa-cotiza .niksa-cat-head:focus-visible{ outline:2px solid var(--azul2); outline-offset:-3px; }

.niksa-cotiza .niksa-cat-nom{
  display:flex;
  align-items:center;
  gap:12px;
  font-weight:800;
  font-size:clamp(17px,2vw,23px);
  letter-spacing:-.03em;
  text-transform:uppercase;
}
.niksa-cotiza .niksa-cat-nom::before{
  content:"";
  width:11px;
  height:11px;
  border-radius:999px;
  background:var(--lima);
  box-shadow:0 0 16px rgba(205,222,0,.55);
  flex:0 0 auto;
}

.niksa-cotiza .niksa-cat-meta{
  display:flex;
  align-items:center;
  gap:14px;
  flex:0 0 auto;
}
.niksa-cotiza .niksa-cat-count{
  font-family:'Barlow',sans-serif;
  font-weight:600;
  font-size:12.5px;
  color:rgba(0,53,149,.62);
  white-space:nowrap;
  background:rgba(0,53,149,.06);
  padding:5px 12px;
  border-radius:999px;
}
.niksa-cotiza .niksa-cat-chev{
  font-size:18px;
  line-height:1;
  color:var(--magenta);
  transition:transform .3s ease;
}
.niksa-cotiza .niksa-cat.open .niksa-cat-chev{ transform:rotate(180deg); }

.niksa-cotiza .niksa-cat-body{ display:none; padding:6px 18px 22px; }
.niksa-cotiza .niksa-cat.open .niksa-cat-body{
  display:block;
  animation:nkCotReveal .32s ease both;
}
.niksa-cotiza .niksa-cat-body .servicios{ margin:0; }

@media (max-width:600px){
  .niksa-cotiza .niksa-cat-head{ padding:17px 16px; }
  .niksa-cotiza .niksa-cat-body{ padding:4px 12px 16px; }
  .niksa-cotiza .niksa-cat-count{ display:none; }
}